Proximitty

AI operating system for commercial loans

2.0Score#722 of 999 agents#6 of 7 in Loan officer

Why it ranks #722

Proximitty, an AI loan officer from YC W26, ranks #722 of 999 AI agents and #6 of 7 in Loan officer, with a score of 2.0 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 0 × 30% 0.0
Scale 1 × 30% 0.3
Momentum 3 × 25% 0.8
Autonomy 6 × 15% 0.9
= 2.0

Proof
Do customers use it? 30% of the score
0
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
1
2 people.
- +1
  2 people on its YC page2 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
3
Shows hiring and a new batch.
- +2
  Hiring: 1 open roleMember of Technical StaffYC page
- +1
  New: YC Winter 2026
Not found: launch YC post in the last 6 months (+3), new traction claim in the last 6 months (+2), funding news in the last year (+2)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 75% likely
- Finishes whole tasks: 26% likely
- Calls itself an agent: 95% likely
Level 2: Takes actions in other systems; a person approves key steps.

About Proximitty

Proximitty is the AI operating system for commercial loans - we build regulator-grade AI agents that ingest and parse documents, spread financials, automate loan operations and track covenants.

We help FDIC-insured banks and fintechs underwrite faster and scale their loan books without scaling costs.