Copperlane

Agentic Mortgage Origination

2.3Score#600 of 999 agents#5 of 7 in Loan officer

Why it ranks #600

Copperlane, an AI loan officer from YC W26, ranks #600 of 999 AI agents and #5 of 7 in Loan officer, with a score of 2.3 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 0 × 30% 0.0
Scale 2 × 30% 0.6
Momentum 3 × 25% 0.8
Autonomy 6 × 15% 0.9
= 2.3

Proof
Do customers use it? 30% of the score
0
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
2
3 people.
- +2
  3 people on its YC page3 or 4 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
3
Shows hiring and a new batch.
- +2
  Hiring: 1 open roleFounding Software EngineerYC page
- +1
  New: YC Winter 2026
Not found: launch YC post in the last 6 months (+3), new traction claim in the last 6 months (+2), funding news in the last year (+2)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 71% likely
- Finishes whole tasks: 32% likely
- Calls itself an agent: 98% likely
Level 2: Takes actions in other systems; a person approves key steps.

About Copperlane

Copperlane helps mortgage lenders accelerate the loan process and reduce mistakes in an application. We use AI agents to understand an applicant's profile, verify their documents, and complete initial underwriting tasks.