Decent

Your health plan should get better year-round. Not just once a year.

1.5Score#898 of 999 agents#15 of 15 in Insurance broker

Why it ranks #898

Decent, an AI insurance broker from YC F26, ranks #898 of 999 AI agents and #15 of 15 in Insurance broker, with a score of 1.5 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 0 × 30% 0.0
Scale 1 × 30% 0.3
Momentum 1 × 25% 0.3
Autonomy 6 × 15% 0.9
= 1.5

Proof
Do customers use it? 30% of the score
0
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
1
2 people.
- +1
  2 people on its YC page2 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
1
Shows a new batch.
- +1
  New: YC Fall 2026
Not found: launch YC post in the last 6 months (+3), open roles on YC (+2), new traction claim in the last 6 months (+2), funding news in the last year (+2)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 55% likely
- Finishes whole tasks: 15% likely
- Calls itself an agent: 1% likely
Level 2: Takes actions in other systems; a person approves key steps.

About Decent

Decent is a health insurance brokerage for small businesses. We compare every way to cover your team, show what each one costs, and then keep improving your plan all year. We're paid by insurance companies, so we're free to you.