RiskCube

America’s first AI-native reinsurer for emerging risks.

3.4Score#264 of 999 agents#4 of 15 in Insurance broker

Why it ranks #264

RiskCube, an AI insurance broker from YC F24, ranks #264 of 999 AI agents and #4 of 15 in Insurance broker, with a score of 3.4 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 2 × 30% 0.6
Scale 2 × 30% 0.6
Momentum 5 × 25% 1.3
Autonomy 6 × 15% 0.9
= 3.4

Proof
Do customers use it? 30% of the score
2
Claims a customer result.
- +2
  A customer result
  “One of our first YC customers cut insurance costs by 60%, got higher coverage limits than before, and became enterprise-ready in 4 hours.”
  Launch YC post · 14 Jul 2026
Not found: revenue or growth (+4), named customers (+3), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
2
3 people.
- +2
  3 people on its YC page3 or 4 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
5
Shows a recent launch and a new claim.
- +3
  Launched in the last 6 monthsRiskCube - AI insurance brokerage for startupsLaunch YC post · 14 Jul 2026
- +2
  A new traction claim
  “One of our first YC customers cut insurance costs by 60%, got higher coverage limits than before, and became enterprise-ready in 4 hours.”
  Launch YC post · 14 Jul 2026
Not found: open roles on YC (+2), funding news in the last year (+2), a batch in the last year (it is YC Fall 2024) (+1)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 39% likely
- Finishes whole tasks: 13% likely
- Calls itself an agent: 3% likely
- Level 1 from the model's reading of its pages; the evidence review found, with quotes, that its AI acts in the work, so the level is 2
- An AI-native service: it sells the finished work, so it counts as an agent at any level
Level 2: Takes actions in other systems; a person approves key steps.

About RiskCube

RiskCube is building the first AI-native reinsurer for emerging risks.

Mission: Building products & services focused on lowering the protection gap for the innovation economy on a national and global scale.

Today, we operate an insurance brokerage focused on startups in AI, robotics, space, and defense. Through the brokerage, we see firsthand where traditional insurance products fail, from AI liability and autonomous systems to defense technology and new space risks.

We are now building proprietary risk models that can price risks even when little historical claims data exists. Our approach uses stochastic simulation, then applies traditional, explainable models to make the output transparent to underwriters and regulators.

This allows us to create new insurance and reinsurance products for emerging industries much faster than traditional carriers.

The U.S. insurance market still relies heavily on foreign reinsurance capacity. Our goal is to build new reinsurance capacity on American soil for the industries defining the next generation of the U.S. economy, while reducing America's dependence on foreign reinsurance capacity.