
Covera
AI-native OS for insurance brokers
Why it ranks #721
Covera, an AI insurance broker from YC F26, ranks #721 of 999 AI agents and #11 of 15 in Insurance broker, with a score of 2.0 of 10. Data as of .
The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·
- Proof 0 × 30% 0.0
- Scale 1 × 30% 0.3
- Momentum 3 × 25% 0.8
- Autonomy 6 × 15% 0.9
- = 2.0
- 0
Proof
Do customers use it? 30% of the score
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
- 1
Scale
Is there a real company behind it? 30% of the score
2 people.
- +12 people on its YC page2 people
Not found: funding round in its news (+3)
- +1
- 3
Momentum
Is it shipping and growing now? 25% of the score
Shows hiring and a new batch.
- +2
- +1New: YC Fall 2026
Not found: launch YC post in the last 6 months (+3), new traction claim in the last 6 months (+2), funding news in the last year (+2)
- 6
Autonomy
How much of the job does it do on its own? 15% of the score
Supervised agent: takes actions in other systems; a person approves key steps.
- +6Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 86% likely
- Finishes whole tasks: 38% likely
- Calls itself an agent: 98% likely
Level 2: Takes actions in other systems; a person approves key steps.
- +6
About Covera
Covera builds AI agents for insurance brokers. Our ready-to-use agents take over the day-to-day servicing work: submission intake, carrier quoting, quote comparison, claims handling, past-due collections, and account rounding. That means brokers can spend their time advising and selling clients instead of doing data entry. We work with agencies of every size and connect natively to the tools they already use.
Founders
- Tiphaine VenetFounder/CEO
- Thibaut RegeratFounder/CTO
Alternatives in Insurance broker
The top Insurance broker agents by score, with Covera in its place.
- 1
KinroInsurance brokerSp26Autonomous insurance brokerage for small businessesProof4Scale3Momentum8Autonomy8Score5.3 - 2
HarperInsurance brokerW25AI-native commercial insurance brokerageProof4Scale5Momentum3Autonomy6Score4.4 - 3
SpineInsurance brokerF26We run benefits, payroll & compliance for startups, for freeProof4Scale0Momentum8Autonomy6Score4.1 - 4
RiskCubeInsurance brokerF24America’s first AI-native reinsurer for emerging risks.Proof2Scale2Momentum5Autonomy6Score3.4 - 5
FernstoneInsurance brokerF25AI-native insurance brokerage.Proof2Scale3Momentum2Autonomy6Score2.9 - 11
CoveraInsurance brokerF26AI-native OS for insurance brokersProof0Scale1Momentum3Autonomy6Score2.0