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Palus Finance

Your startup's financial advisor

palus.finance

1.5Score#888 of 999 agents#2 of 2 in FP&A analyst
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Why it ranks #888

Palus Finance, an AI FP&A analyst from YC W26, ranks #888 of 999 AI agents and #2 of 2 in FP&A analyst, with a score of 1.5 of 10. Data as of .

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

  1. Proof

    Do customers use it? 30% of the score

    0

    No public claims of customers or revenue yet.

    Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)

  2. Scale

    Is there a real company behind it? 30% of the score

    1

    2 people.

    • +1
      2 people on its YC page2 people

    Not found: funding round in its news (+3)

  3. Momentum

    Is it shipping and growing now? 25% of the score

    1

    Shows a new batch.

    • +1
      New: YC Winter 2026

    Not found: launch YC post in the last 6 months (+3), open roles on YC (+2), new traction claim in the last 6 months (+2), funding news in the last year (+2)

  4. Autonomy

    How much of the job does it do on its own? 15% of the score

    6

    Supervised agent: takes actions in other systems; a person approves key steps.

    • +6
      Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
    What the model read
    • Acts in other systems: 57% likely
    • Finishes whole tasks: 17% likely
    • Calls itself an agent: 2% likely

    Level 2: Takes actions in other systems; a person approves key steps.

About Palus Finance

After a fundraise, you want to focus 100% on scaling your company, but suddenly there's a mountain of finance and ops decisions you need to figure out. Though these tasks feel like distractions, making the wrong decisions here can literally kill your company.

Palus is your startup's financial advisor. We help you with the decisions that come with scaling: where to store your cash, how to think about runway, and how to optimize your company’s finance/ops setup.

Read more

Palus will save you dozens of hours on operations work, help you avoid making financial mistakes, and our cash management service can earn you $100s of thousands in extra yield on your fundraise without switching banks or taking on unnecessary risk. And you can reach us 24/7 via Slack.

What makes us an advisor and not another bank or finance tool is that we're an actual fiduciary, not a product with a salesperson attached. Mercury, Rho, and Brex can't legally give you financial advice; they hand you a dashboard and leave the decisions to you. Palus signs an advisory contract with you, giving us a legal fiduciary duty to act in your company’s best interest. This lets us give you actionable financial advice and optimize your cash to best suit your goals and company’s needs.

Sam and Michael are technical cofounders who met at Caltech. Sam previously built the AI research platform for a $3T AUM asset manager; Michael built quantum computers for the defense industry.

Founders

Launches and news

  1. Launch YC10 Mar 2026Palus Finance - Better yields on idle cash for startups and SMBsUp to 50% more yield from your company treasury, without switching banks.

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