Mulligan

AI automation for insurance brokerages

insurestack.ai

1.8ScoreYC lists it as acquired, so it is not ranked.

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Why it scores 1.8

Mulligan, an AI insurance broker from YC W23, scores 1.8 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 0 × 30% 0.0
Scale 3 × 30% 0.9
Momentum 0 × 25% 0.0
Autonomy 6 × 15% 0.9
= 1.8

Proof
Do customers use it? 30% of the score
0
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
3
5 people.
- +3
  5 people on its YC page5 to 9 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
0
Nothing new in the last 6 months.
Not found: launch YC post in the last 6 months (+3), open roles on YC (+2), new traction claim in the last 6 months (+2), funding news in the last year (+2), a batch in the last year (it is YC Winter 2023) (+1)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 72% likely
- Finishes whole tasks: 37% likely
- Calls itself an agent: 4% likely
Level 2: Takes actions in other systems; a person approves key steps.

About Mulligan

Mulligan (now Insure Stack) is an end-to-end AI automation platform for commercial insurance brokers. Automates quoting, policy checking, proposals and more by up to 90%.

It was acquired in 2026 and is available here: https://insurestack.ai