Finto

AI accounting for enterprise finance teams

2.6Score#465 of 999 agents#4 of 10 in Accounts payable clerk

Why it ranks #465

Finto, an AI accounts payable clerk from YC S25, ranks #465 of 999 AI agents and #4 of 10 in Accounts payable clerk, with a score of 2.6 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 0 × 30% 0.0
Scale 4 × 30% 1.2
Momentum 2 × 25% 0.5
Autonomy 6 × 15% 0.9
= 2.6

Proof
Do customers use it? 30% of the score
0
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
4
10 people.
- +4
  10 people on its YC page10 to 19 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
2
Shows hiring.
- +2
  Hiring: 2 open rolesProduct Engineer, (Senior) Solution EngineerYC page
Not found: launch YC post in the last 6 months (+3), new traction claim in the last 6 months (+2), funding news in the last year (+2), a batch in the last year (it is YC Summer 2025) (+1)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 90% likely
- Finishes whole tasks: 28% likely
- Calls itself an agent: 3% likely
Level 2: Takes actions in other systems; a person approves key steps.

About Finto

Finto builds AI accounting software for enterprise finance teams. We automate the invoice-to-pay process from their email inbox to their ERP. Cutting out 80% of the accountants daily work in invoice recording, account coding and invoice approvals.