CollectWise

Automating consumer debt collection with AI

2.6Score#458 of 999 agents#15 of 27 in Billing and collections agent

Why it ranks #458

CollectWise, an AI billing and collections agent from YC F24, ranks #458 of 999 AI agents and #15 of 27 in Billing and collections agent, with a score of 2.6 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 0 × 30% 0.0
Scale 4 × 30% 1.2
Momentum 2 × 25% 0.5
Autonomy 6 × 15% 0.9
= 2.6

Proof
Do customers use it? 30% of the score
0
No public claims of customers or revenue yet.
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2), work done at scale (+2)
Scale
Is there a real company behind it? 30% of the score
4
12 people.
- +4
  12 people on its YC page10 to 19 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
2
Shows hiring.
- +2
  Hiring: 3 open rolesForward Deployed Engineer, AI Agent Engineer, Founding Customer Success EngineerYC page
Not found: launch YC post in the last 6 months (+3), new traction claim in the last 6 months (+2), funding news in the last year (+2), a batch in the last year (it is YC Fall 2024) (+1)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 81% likely
- Finishes whole tasks: 30% likely
- Calls itself an agent: 90% likely
Level 2: Takes actions in other systems; a person approves key steps.

About CollectWise

CollectWise automates consumer debt collection with AI. Our platform allows collection agencies, debt buyers, collection law firms, and original creditors to maximize liquidation rates while reducing collection costs by 80%.