Cardinal Gray

Automating lenders' interactions with the DMV

2.9Score#375 of 999 agents#4 of 27 in Document processor

Why it ranks #375

Cardinal Gray, an AI document processor from YC S23, ranks #375 of 999 AI agents and #4 of 27 in Document processor, with a score of 2.9 of 10. Data as of 3 Oct 2026.

The score adds four parts, each 0 to 10, by weight. Every point comes from public evidence. How scoring works ·

Proof 2 × 30% 0.6
Scale 3 × 30% 0.9
Momentum 2 × 25% 0.5
Autonomy 6 × 15% 0.9
= 2.9

Proof
Do customers use it? 30% of the score
2
Claims work done at scale.
- +2
  Work done at scale
  “We’ve leveraged LLMs to help lenders automate lien filings for over $1B of loans.”
  YC page
Not found: revenue or growth (+4), named customers (+3), a customer result (+2), a customer count (+2)
Scale
Is there a real company behind it? 30% of the score
3
6 people.
- +3
  6 people on its YC page5 to 9 people
Not found: funding round in its news (+3)
Momentum
Is it shipping and growing now? 25% of the score
2
Shows hiring.
- +2
  Hiring: 1 open roleFounding EngineerYC page
Not found: launch YC post in the last 6 months (+3), new traction claim in the last 6 months (+2), funding news in the last year (+2), a batch in the last year (it is YC Summer 2023) (+1)
Autonomy
How much of the job does it do on its own? 15% of the score
6
Supervised agent: takes actions in other systems; a person approves key steps.
- +6
  Level 2 of 4: Supervised agentTakes actions in other systems; a person approves key steps.
What the model read
- Acts in other systems: 93% likely
- Finishes whole tasks: 48% likely
- Calls itself an agent: 3% likely
Level 2: Takes actions in other systems; a person approves key steps.

About Cardinal Gray

When a lender gives out a car loan, they need to file a lien with their borrower’s DMV. This is difficult because the process varies by state and county. We’ve leveraged LLMs to help lenders automate lien filings for over $1B of loans.